Answer: Regence health insurance covers a vast array of addiction treatment options, all with varying levels of coverage.
To learn more about coverage for each treatment service and what you can expect from each, scroll on.
Medical Detox
Many Regence insurance plans offer some coverage for medical detox services, inpatient and outpatient. You may need to receive a diagnosis prior to receiving detox services and may be responsible for a portion of the cost or a copay.
Medical detoxification is often offered at the beginning of your treatment plan. It helps you safely detox from addictive substances by getting them out of the body.
Detoxing on your own can be dangerous and difficult, which is why many people seek out medical detox services. During treatment, you’ll be administered medications, have your vitals monitored, and receive help with managing withdrawal symptoms.
Medication-Assisted Treatment
Medication-assisted treatment (MAT) is covered for many Regence policyholders through Boulder Care, which offers telehealth MAT. Inpatient and outpatient settings may be subject to copays or coinsurance depending on your plan.
MAT is an evidence-based treatment approach used primarily in opioid addiction, but it can be used for other types of substance addiction. MAT uses FDA-approved medications to treat addiction by reducing the risk of relapse, cravings, and withdrawal symptoms.
You may receive MAT for an extended period of time, even after you complete your treatment program.
Inpatient Rehab
Many Regence insurance plans offer coverage for inpatient treatment, though you may need a diagnosis from your healthcare provider to receive coverage.
Inpatient rehab offers 24-hour care in a dedicated facility and is considered to be the highest level of care for addiction treatment. During inpatient treatment, you’ll live in the rehab facility and stick to a very regimented schedule.
Dual Diagnosis Treatment
Dual diagnosis treatment is also covered by many Regence plans and is offered through Boulder Care.
When it comes to substance abuse, many people find the root of their addiction to be mental health disorders. These are referred to as co-occurring disorders.
In dual diagnosis treatment, you can expect to receive care for your mental health alongside care for your physical health. Some commonly treated mental health conditions that co-occur with addiction include depression, anxiety, and bipolar disorder.
Outpatient Treatment Programs
Outpatient treatment is covered by many Regence plans for people who have completed inpatient treatment or do not need rigorous care. You may need to pay a copay for your outpatient visits.
Outpatient rehab is very effective but less intense than inpatient treatment. You’ll be expected to travel to a treatment center multiple days of the week for several hours rather than living in the rehab facility.
You may also have the option to receive other variations of outpatient treatment such as a partial hospitalization program (PHP) or intensive outpatient program (IOP).
Counseling & Behavioral Therapy
Most Regence policyholders can get counseling and behavioral therapy services covered in part by their plan. Be sure to select an in-network provider, though.
Counseling is a service that focuses on the discussion of your emotions, thoughts, goals, and fears surrounding your treatment. It may be a one-on-one service or in a group setting.
Behavioral therapy is a type of psychotherapy that focuses on improving your behavioral health. By adjusting your behavioral patterns and thought patterns, you may be able to reframe your mindset in a way that helps to treat your addiction and improves overall wellness.
Dialectical behavioral therapy (DBT) and cognitive behavioral therapy (CBT) are some commonly used behavioral therapy types.
Continuing Care
Regence may cover continuing care services through many insurance plans, but this will differ much more than coverage for other services.
Aftercare, or continuing care, is treatment services you continue to receive after you finish a treatment program. This can look different for everyone, so coverage will look different depending on the service.
Some people continue to receive group therapy, individual counseling, MAT, or live in a sober house after completing treatment.